
MM2H (Malaysia My Second Home) now has four tiers: Silver, Gold and Platinum need a fixed deposit of USD150,000, USD500,000 or USD1 million and a home of at least RM600,000, RM1 million or RM2 million. The Johor SEZ/SFZ tier needs USD65,000 (or USD32,000 if 50+), but its property must be in Forest City. DE Rantau is a separate digital-nomad pass of up to 24 months for remote workers earning at least USD24,000 a year. For MM2H Johor buyers in JB city, the state’s foreigner price floor, generally RM1 million, also applies.
Buying a home in Johor Bahru does not give you a right to live in Malaysia. Many owners from Singapore come and go on a visit pass, but buyers from further away often want a long-stay visa so they can spend months at a time in their JB home. This guide looks at the main options for MM2H Johor homeowners: the revamped MM2H programme, the Johor SEZ/SFZ tier, the DE Rantau Nomad Pass and the Premium Visa Programme. It also explains how each one fits with buying in JB city centre. For the basic foreign-ownership rules, see our guide to buying a new launch in JB. Programme terms change often, so treat this as a map and confirm the details on the official sites linked below.
Does buying property in JB give you a visa?
No. Property ownership and residency are separate in Malaysia. A foreigner can buy an eligible JB home without any visa, but staying long-term needs a pass such as MM2H.
Owning a home, even an expensive one, does not by itself give you the right to stay. Singaporeans and many other nationalities can visit visa-free for short stays, which suits weekend use or a JB base for working in Singapore. If you want to live in JB for months each year, retire there or bring dependants for schooling, you need a long-stay pass. The main options are below.
MM2H 2026: the four tiers at a glance
MM2H is Malaysia’s main long-stay programme for foreigners, run by the Ministry of Tourism, Arts and Culture (MOTAC). It now has four categories with different deposits, pass lengths and minimum home values.
| Requirement | SEZ/SFZ | Silver | Gold | Platinum |
|---|---|---|---|---|
| Minimum age | 21 | 25 | 25 | 25 |
| Fixed deposit | USD65,000 (age 21–49); USD32,000 (50+) | USD150,000 | USD500,000 | USD1,000,000 |
| Pass length | 10 years, renewable | 5 years, renewable | 15 years, renewable | 20 years, renewable |
| Compulsory home purchase | In Forest City, Johor (floor price per Johor policy) | RM600,000 or above | RM1 million or above | RM2 million or above |
| Resale restriction | Cannot sell for 10 years, except to upgrade to a higher-value home | |||
| Participation fee (principal) | RM1,000 | RM1,000 | RM3,000 | RM200,000 |
| Renewal fee | RM300 | RM1,500 | RM3,000 | RM5,000 |
Figures are from the category pages on the official MM2H site (mm2h.gov.my), last updated 10 February 2026. Other rules apply across the tiers.
- Fixed deposit: held at a Malaysian licensed bank. After approval, up to 50% may be withdrawn for a residence, education, medical or tourism purposes in Malaysia.
- Minimum stay: principals under 50 must spend 90 days a year in Malaysia (dependants can count for ages 25 to 49).
- Dependants: spouse, children under 21 (or 21 to 34 if single and unemployed), disabled children with no age limit, and parents or parents-in-law.
- Work: Platinum’s official page lists both business/investment and career opportunities as permissible. Check your own tier’s page for what it allows.
- Tax: the guidelines list an exemption on foreign-sourced funds or income such as the fixed deposit.
MM2H in Johor: how the state price floor interacts
When MM2H and the state each set a minimum price, the higher one applies. In most of JB, that means about RM1 million for a foreign buyer, even on the Silver tier.
Johor’s general minimum for foreign purchases is RM1 million, and every foreign purchase needs state consent. Silver’s own floor is RM600,000, but a Silver participant buying in JB city still has to meet Johor’s threshold. Practitioner guides also describe zone-specific variations, such as different rules inside parts of Iskandar Malaysia. Your conveyancing lawyer should confirm which threshold applies to the exact title you are buying before you pay a booking fee. Our Causewayz Square price guide explains how pricing varies by tower, floor and layout, which helps you find units that fit both rules.
What the SEZ/SFZ tier means for JB city buyers
The SEZ/SFZ tier has the lowest deposit, but the official page says the compulsory property must be in Forest City, Johor. A home in JB city centre, such as Causewayz Square or The Asteriaz, does not meet the SEZ/SFZ property condition on its own. If you want to own in the city centre and hold MM2H, Silver, Gold or Platinum are the relevant tiers. Some coverage says SEZ/SFZ holders may live anywhere in Malaysia once the Forest City purchase is done. That question is outside the scope of this guide, so check MOTAC’s current guidance directly.
DE Rantau Nomad Pass: a flexible option for remote workers
DE Rantau suits remote professionals who want to live in JB for a year or two without a large deposit. It is a work-focused pass, not a property-linked programme.
According to MDEC’s DE Rantau FAQ (version 10, August 2026), the Professional Visit Pass runs for 3 to 12 months and can be renewed for another 12 months, a maximum of 24 months. The income thresholds are:
- Tech talent (for example software, AI, digital marketing): at least USD24,000 a year.
- Non-tech professionals (for example managers, accountants): at least USD60,000 a year.
- Proof: contracts, payslips, invoices or bank statements, with the contract starting at least three months before you apply.
- Dependants: spouse or partner, children under 18 and parents can come along. Spouses cannot work in Malaysia on the pass.
- Fees: RM1,080 per applicant and RM540 per dependant to process the application, plus immigration pass fees.
In Budget 2027 (9 October 2026), the government announced two more years for holders who reach the 24-month limit, according to published reports. The conditions had not been set at the time of writing. Check MDEC’s DE Rantau page for the current position before relying on it. DE Rantau does not require or restrict buying property. For a remote worker, renting first and buying later is a sensible way to test life in JB, and our Kebun Teh neighbourhood guide and Kebun Teh vs JB city centre comparison can help you choose an area.
JB suits DE Rantau holders well. Living costs and rents are generally lower than in Singapore, and the city centre has malls, food and services within easy reach. Singapore is just across the Causeway for client meetings, and the RTS Link will cut the crossing to about five minutes once it opens. Spending a year or two in JB before deciding to buy is a low-risk approach.
Premium Visa Programme (PVIP) and other long-stay routes
The Premium Visa Programme is a high-end, 20-year residency route aimed at wealthy individuals and investors. Its official terms are not covered in detail here, and coverage of its current status varies, so treat it as an option to look into directly with the Immigration Department.
Other common routes include employment passes for those hired by a Malaysian company, and student or guardian passes for parents accompanying a child at school in Malaysia. International schools in JB and Iskandar Puteri draw many families, and a guardian pass can be the practical choice for some. Each route has its own rules, set by Immigration Malaysia or the relevant agency. If a programme’s current terms are unclear, go by the official site, not third-party summaries.
Comparing the options for a JB homeowner
The right route depends on how long you want to stay, whether you will work, and how much capital you want to place in a deposit.
| Option | Best for | Pass length | Property link |
|---|---|---|---|
| Visit (visa-free or visa) | Singapore-based owners, weekend use | Short stays per entry | None |
| DE Rantau | Remote workers testing JB | Up to 24 months (more years announced) | None required |
| MM2H Silver | Retirees and families wanting a JB base | 5 years, renewable | Home of RM600,000+ (Johor floor applies) |
| MM2H Gold | Longer-term residents with more capital | 15 years, renewable | Home of RM1 million+ |
| MM2H Platinum | Investors who also want to work or run a business | 20 years, renewable | Home of RM2 million+ |
| MM2H SEZ/SFZ | Buyers happy to own in Forest City | 10 years, renewable | Home in Forest City |
What MM2H Silver costs for a JB home: a worked example
For a Silver participant buying in JB city, the main outlay is the deposit plus a home at Johor’s foreign-buyer floor. Up to half of the deposit can go towards the home after approval.
The example below is an illustration only. It uses the official MM2H figures and the cost rules covered in our other guides. Exchange rates change daily, so the deposit is shown in US dollars.
| Item | Illustrative amount | Basis |
|---|---|---|
| Fixed deposit at a Malaysian bank | USD150,000 | MM2H Silver page |
| Of which withdrawable after approval | Up to USD75,000 (50%) | For a residence, education, medical or tourism |
| Participation fee | RM1,000 | MM2H Silver page |
| Home purchase in JB city | RM1,000,000 | Higher of Silver RM600,000 and the Johor floor |
| Stamp duty on transfer | RM80,000 (8%) | Foreigner rate from 1 January 2026 |
| SPA legal fee | About RM11,250 | SRO 2023: 1.25% on first RM500,000, 1% after |
Two points stand out. The withdrawable half of the deposit can fund much of the down payment, so the deposit and the home are not entirely separate pots of money. And because the home must be held for 10 years, the rental or own-stay value over a decade matters more than short-term price moves. A dual-key layout, for example, lets you live in one part and rent the other. Our Causewayz Square dual-key guide explains how that works.
Planning a JB purchase around MM2H
Line up the visa, the property and the financing in the right order. MM2H makes buying a home compulsory after approval, so your unit choice and timeline matter.
- Check the current rules first: read the category page on mm2h.gov.my and note the deposit, home value and lock-in for your tier.
- Confirm the Johor threshold: ask your lawyer which state minimum applies to the title you want, and use the higher of that and the MM2H floor.
- Think about the 10-year hold: MM2H homes cannot be sold for 10 years except to upgrade. Choose a location and layout you will be happy to keep. A freehold project close to the RTS Link, such as Causewayz Square, suits a long hold.
- Ask about completed versus off-plan: Causewayz Square targets completion around 2030 and The Asteriaz and The Celestz 2029–2030. Ask MOTAC or your MM2H agent whether an off-plan SPA meets your tier’s purchase condition and timing.
- Plan financing: some banks offer MM2H-specific home loans with higher margins. Our foreigner home loan guide explains margins and documents.
Location also matters for daily life. Causewayz Square is about 600 m from JB CIQ and about 800 m from the Bukit Chagar RTS station. The RTS Link is targeted to start service in February 2027, with a journey of about five minutes to Woodlands North. For long-stay residents who visit Singapore often, that connectivity is a key part of the own-stay value. Read more in our Causewayz Square buyer’s guide, or WhatsApp us for the latest SPA price list and unit availability.
Applying for MM2H: process and common misconceptions
Four common misconceptions about MM2H and JB property
A lot of outdated information still circulates online. Clearing up these four points saves time.
- “Buying a RM1 million home gives permanent residency.” No. MM2H is a long-stay pass, not permanent residency, and a purchase does not convert it.
- “The SEZ tier works anywhere in JB.” No. Its property must be in Forest City. City-centre buyers should plan around Silver or higher.
- “The deposit is fully locked.” Not entirely. Up to 50% can be withdrawn after approval for a home, education, medical or tourism.
- “What I read online is current.” Not always. Check the category pages on mm2h.gov.my and their last-updated date.
How to apply and keep an MM2H pass in good standing
Applications go through a licensed MM2H agent and the programme’s One Stop Centre. Once you are approved, the conditions continue for as long as you hold the pass.
- Use a licensed agent: industry guides report that MM2H applications are submitted through MOTAC-licensed agents, with final approval from the Immigration Department. Check the official site for the current process.
- Medical check-up: required for the principal and dependants at an appointed panel clinic after approval.
- Keep the home: selling within 10 years, except to upgrade, can lead to the pass being revoked.
- Meet the stay rule: track your days in Malaysia each year if you are under 50.
- Renew on time: the pass depends on your passport’s validity, so renew the pass when you renew your passport.
Sources
- MM2H (MOTAC): Requirements and regulations
- MM2H: Silver category
- MM2H: Gold category
- MM2H: Platinum category
- MM2H: SEZ/SFZ category
- MDEC: DE Rantau Pass FAQ (v10, August 2026)
- Emerhub: Budget 2027 extension for DE Rantau holders
- New Straits Times: Johor’s RM1 million foreign-buyer threshold (April 2026)
This guide is general information, not financial advice.